PAYMENT CALCULATOR
R5 vs the cheaper looking home
Run the comparison side by side.
Adjust the numbers. Watch the effective monthly payment land. The defaults are real Utah County figures, not marketing stretches.
Cheaper looking home
Lower sticker. Higher monthly.
$
%
%
yr
$/mo
$0. basement unfinished
Effective monthly
$3,640
An R5 home
Higher sticker. Lower monthly.
$
%
%
yr
$/mo
$/mo
%
Effective monthly (after rent)
$2,620
The difference
An R5 home costs you $1,020 less a month.
That's $12,240 a year staying in your account instead of the bank's.
Estimate only. Final rates and rents vary by city, lot, lender, and the day. The calculator handles principal, interest, taxes, insurance, and a vacancy buffer on the rental side. Real life adds maintenance, HOA where applicable, and lender specific assumptions. Talk to your lender for a true preapproval.